Mortgage Resources
Bloomington, MN 55435
Contact: Brian Emerson
Phone: 952-853-2463
E-Mail: bje@mriloan.com
URL: http://www.mriloan.com
We are different than most other mortgage companies and have developed a unique approach to evaluate your mortgage needs and assist you in determining the best mortgage for these needs based on qualifications, how long you expect to have the loan, initial expense, cash flow, taxes and overall total cost of the mortgage.
We are dedicated to providing you with the information you need to make an informed decision. Our mortgage planning advisory service is much more than a competitive rate quote. The focus of this exercise is to learn more about you and your plans so that the strategy we develop preserves and protects your financial security and lifetime wealth creation. The first transaction we work on together is only the first domino a lifetime of working together to make sure you are in control of your mortgage financing, and not the other way around.
Our focus is on managing the debt side of your personal balance sheet. The decisions you make regarding your mortgage financing and real estate ownership should be a part of an integral financial plan. If you are already working with a financial advisor, we will communicate with them so that we are all working together. If you'd like some help on the asset side of your balance sheet let us know and we can refer you to a top professional.
Mortgage Resources offers Conventional, Jumbo & Self Employed Loans.
Available in Minnesota.
About Brian Emerson: My background in real estate started in 1978, when I purchased my first home. Since then I have been involved in many real estate transactions on both a personal level, as a Realtor, a licensed Minnesota Real Estate Broker, a real estate investor and as a strategic mortgage planner and advisor. I have been involved in hundreds of real estate transactions. My clients receive the benefit of my 25 years of real estate financing experience and knowledge.
First Time Buyers: Perhaps you are planning to purchase your very first home. There are several new & innovative financing alternatives available to the first time buyer.
Homeowners: There are several factors to consider when financing a home other than just interest rates and closing costs. Through strategic refinancing and proper equity management, homeowners can effectively reduce the time to achieve a "debt-free" home on their balance sheet and enhance their net worth.
The most important factor to optimize the asset of home equity is the location of the equity - location that:
- 1. Increases its liquidity
- 2. Enhances its safety
- 3. Increases its rate of return
- 4. Maximizes tax advantages
I can help you establish a Home Equity Retirement Plan, which can increase your net spendable retirement income by as much as 50% over traditional IRAs and 401(k) plans. Mortgage Resources has loan programs available to help almost anyone who wants to buy, finance or refinance real estate. You can benefit by using my years of home lending experience. I will help guide you through the financing maze. I welcome your call to discuss any questions or concerns you may have and to help you further explore the many opportunities available to you via the proper financing of your home and investment real estate.