Orna Holiday

Zero Fee Loans, Lower rate at lowest cost

California, Florida, Nevada, Minnesota ... Most US states

We offer Free Appraisal, Free Notary, Free Prequalification. Free loan application, with no upfront cost

Ideal Client is the one that we could offer them the lowest rate:FICO > 680, LTV>80%, Good location, 3 months cash reserve

When we can save them money by lowering the interest rate or monthly payment it might be wise to refinance. Call us toll free at 888-360-3337 to find out more

Home owners sometimes look at short term goal and they might forget to consider the long term effect:IE; Lower payment might not be good Variable rate might or might not be good depent on the long term effet; Call us at 888-360-3337 to find out more

It is not alway wise to purchase a house!!!

It is wise to read the loan document. If the rate is too good to be true, it might!! Avoid variable rate. Avoid prepayment penalty and avoid lowest possible rate. Compare GFE from multiple lenders!!!

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